Private Health Insurance that protects Your Family without crushing profits
Compare top providers instantly
Keep your current doctors & reduce costs
Concierge level human support — no robots
⭐ 5/5 Rated | Licensed Advisors Nationwide
No spam. No obligation. Just honest guidance.
Meet Lucas – Your Trusted Health Insurance Broker. Specializing in helping self-employed families find coverage that saves money & protects what matters most.
Our Effortless 3-Step Process
Get the right coverage without the guesswork. Fast, friendly, and personalized.
1. Request A Quote
Tell us a little about yourself. We'll instantly match you with the best options—no pressure, no obligations.
2. Speak With an Advisor
We’ll walk you through your best-fit plans based on your budget, doctors, and preferences.
3. Get Covered with Confidence
Lock in your plan and relax knowing your family, business, or employees are protected.
Flexibility and Reliability Start Here
We work with the top providers to offer you unmatched flexibility, rates, and coverage.
✅ 15+ Nationwide Insurance Carriers
✅ Average Client Savings: 20–40%
✅ Personalized, ACA-Alternative Plans
✅ 15+ Nationwide Insurance Carriers ✅ Average Client Savings: 20–40% ✅ Personalized, ACA-Alternative Plans
Our Trusted Insurance Partners
We shop every major carrier so you don’t have to.
- Aetna
- AvMed
- Ambetter
- Amerihealth
- Blue Cross/Blue Shield
- Bright Health
- CareSource
- Cigna
- Humana
- Kaiser
- Medica
- Molina
- Meridian Choice
- United Health Care
Concierge-Level Support. Zero Wait Time.
No bots. No scripts. Just real human help when you need it most. Our licensed advisors are standing by to answer your questions, compare options, and get you covered — fast.
📞 1-on-1 phone consultations in 15 minutes or less
💬 Text or email support available 7 days a week
✅ Lifetime policy support — not just a quick sale
Coverage Built Around You
Whether you're a solopreneur, family of five, or running a small practice — we help you find a plan that fits your lifestyle and budget.
For Growing Families
Comprehensive plans to protect what matters most, with affordable options and provider flexibility.
✅ Pediatric, dental & vision add-ons
✅ Nationwide doctor networks
✅ Family-friendly deductibles
For Self-Employed Pros
If you're 1099, freelance, or run a solo business, we’ll find coverage that works as hard as you do.
✅ Tailored plans for 1-person businesses
✅ Keep your favorite providers
✅ Lower monthly costs if you're healthy
For Small Business Owners
Provide benefits for your team (even if it’s just a few employees) with group coverage built for growth.
✅ Group plans for 2–19 people
✅ Competitive rates for small teams
✅ Minimal paperwork, fast approval
Why People Choose Us Over Traditional Plans
Compare our private plans with ACA/Obamacare or employer coverage — see the difference for yourself:
| Feature | Traditional Plans | Our Private Plans |
|---|---|---|
| Monthly Premiums | ❌ High (pay for unused extras like rehab) | ✅ Tailored to your health & budget (only pay for what you need) |
| Network Access | ❌ Limited networks & referrals required | ✅ Nationwide PPO with your doctors |
| Wait Times | ❌ Weeks for approvals & calls | ✅ Same-day support & fast setup |
| Customer Service | ❌ Call centers, automated menus, & long holds | ✅ Dedicated advisor you can call or text directly |
| Flexibility | ❌ One-size-fits-all plans | ✅ Customized for your needs & lifestyle |
| Added Perks | ❌ Minimal benefits beyond basic coverage | ✅ Includes dental, vision, disability, life & more |
The Smarter Way to Get Private Health Insurance
You don’t need a big company or 50 employees to get great health insurance.
Smart families and small business owners are switching to flexible, private options, custom-built to save money and improve coverage.
30-Day Peace of Mind Guarantee: No obligations. No hidden fees. Just real advice.
Get Your Custom Health Insurance Plan Today
Personalized coverage comparison ($50 value)
Doctor & provider network check ($25 value)
Live support from a licensed advisor ($50 value)
Fast-track approval + concierge setup ($25 value)
Total Value: $150
Today: FREE
Limited spots available this week — secure yours now.
STILL NOT SURE?
Frequently Asked Questions
We're here to help you feel 100% confident in your decision.
How is this different from ACA or Obamacare plans?
These are private health insurance plans—often with broader provider networks, lower premiums (if you're healthy), and more control over your benefits. They're ideal for self-employed professionals or small business owners who don’t qualify for subsidies.
What if I have pre-existing conditions?
That depends on the severity of your medical history. Some plans are medically underwritten, which means your rates are based on health. However, some plans are not. Our advisors will walk you through your best options with no obligation to enroll.
Do I need a large group to qualify?
Nope! We work with individuals, families, and businesses of all sizes—even solo entrepreneurs. Most of our clients are self-employed or small teams of under 10 people.
Can I keep my current doctor?
In many cases, yes! We’ll match you with plans that align with your preferred doctors and hospital networks. You’ll never be left guessing.
How fast can I get covered?
Most of our clients are approved and active within 3–5 business days. In some cases, you can start sooner if needed.
